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November 29, 2016 by Shirley W. Inscoe

Financial institutions (FIs) continue to place a greater emphasis on enabling new account-opening growth through online and mobile channels, and expand their product offering to foster financial inclusion and growth. In my recently published study New DDA Strategies: Balancing Risk and Regulators, over 40% of FIs in every category with the exception of the largest FIs already offer some type of second chance account. While only 17% of the largest FIs currently offer second chance accounts, another 17% are planning to do so and 50% are evaluating whether to do so.

November 7, 2016 by Julie Conroy

A couple weeks ago at Money 20/20, my co-presenter (Brian Byrne from EMVCo) demoed the new-and-improved version of 3-D Secure (3DS) to a packed house of payment industry professionals. There’s been a renewed industry interest in 3DS leading up to this launch—I’ve received more inquiries from clients about 3DS in the past six months than I have in my entire six years at Aite Group. So the big question is, will we see a big incremental adoption of 3DS 2.0?

October 31, 2016 by Julie Conroy

The fourth annual Money 20/20 is in the books. While official attendance figures have not yet been released, this one felt even bigger than last year. Five analysts from Aite Group attended: Christine Barry, Julie Conroy, Ben Knieff, Tiffani Montez, and Thad Peterson. Here are a few key takeaways from the team: 

October 19, 2016 by Ben Knieff

I had the pleasure to speak at the Digital Identity Summit hosted by ThreatMetrix last week in Los Angeles, California. There were a number of great sessions representing banking/financial services, e-commerce, payment service providers (PSPs), and other service providers. It was really interesting to observe similar use cases being applied to very different businesses with similar challenges.