Quite a lot, actually. Despite a lack of loan demand, struggles for portfolio profitability, and unrelenting regulatory concentration, retail lenders are emerging from more than eight years of financial crisis with new energy and the sense that the worst is behind them. Join Aite Group’s Christine Pratt as she shares results from recent one-on-one interviews with lending executives from 20 of the largest U.S. banks, credit unions, and finance companies. These discussions detailed a compelling and collective vision of the U.S. retail credit market—its nearest longer-term challenges and opportunities, size, and roadmap—as seen through the eyes of lenders charged with leading the industry profitably forward. A vision that promises to be as dead-on going forward as it has been in years past.
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Christine Pratt is a senior analyst at Aite Group, specializing in lending with particular emphasis on credit risk and process management technologies for Aite Group’s Retail Banking & Payments segments. She brings to Aite Group a strong research and consulting background as well as hands-on experience developed working within financial institutions. Ms. Pratt has been widely quoted in national media and industry publications such as The Wall Street Journal, Forbes, American Banker, Bank Technology News, Bank Systems & Technology, and Credit Union News.