Blogs by Inci Kaya

October 15, 2020

As I move through Q4, I am finalizing plans for primary research topics for 2021. COVID-19, elections, market fluctuations, government aid, the Affordable Care Act’s fate, and employment levels will of course be the headliners, so no need to recycle that content. But there is a set of industry-specific trends that will impact the way healthcare is delivered and paid for in 2021 and beyond. Some–such as telehealth—are newer, but most have their roots in past years and are entering their next chapter.

May 13, 2020

On May 12, 2020, the Internal Revenue Service (IRS) announced it was relaxing the rules for dependent care FSAs. COVID-19’s forced closures of day cares, canceled after-school programs and spring break and summer camps, and the ensuing shift in families’ needs for dependent care made it critical for enrolled families to be able to change their dependent care contributions. Prior to this change, families would forfeit unused funds at year’s end: a shame, especially now, when every dollar counts.

March 25, 2020

The new coronavirus has imminent and profound implications for health plans, benefit providers, health systems, and financial institutions. These constituents require a rapid strategic response as they brace for a landscape that is different from anything forecasts have offered to date. A digital workplace, interoperability, customer-centricity, and fraud prevention are just a few of the factors that will play a part in such a strategic response.

December 16, 2019

Individual coverage health reimbursement arrangements (ICHRAs) and their sisters, excepted benefit HRAs (EBHRAs) and qualified small employer HRAs (QSHRAs), are ringing in the new year as the new shiny thing in health benefits. The excise tax for high-cost employer-sponsored health plans looms over health plans, and presidential candidates are betting on entirely different health insurance delivery models that give health plans the shivers, as seen from a range of efforts to discourage or bury the possibility altogether.