New mobility options, such as on-demand scooters and bicycle-sharing operations, are popping up in cities all over the world. As these types of mobility options proliferate and use grows, accidents and injuries are sure to follow, resulting in property damage and liability claims. Unfortunately, the existing marketplace for this type of situation is murky at best.
Will your existing auto insurance cover you if you are using a bike-sharing program for 30 minutes? What about when you rent an electric scooter and use it on sidewalks? What if you do not have auto insurance or own a vehicle? Who is responsible for providing insurance, and how do you protect yourself?