Boston, August 6, 2014 – Commercial lending is one of the most important lines of business within a bank: Booking loans to companies can boost a bank’s return on equity and create cross-selling opportunities. But as attractive as commercial lending may be, it is also a complex, perilous, and labor-intensive business. With expected shifts in C&I lending driven by refinance risks in the private debt market and an ongoing bank asset reallocation, the industry must prepare for a C&I boom characterized by increases in spreads, loan demand, and credit risk.
This Impact Note is the result of Aite Group Q2 2012 and Q2 2014 surveys of senior IT executives at 20 large banks headquartered in North America. It examines loan volume and offers insights about lenders' C&I goals and spend.
This 16-page Impact Note contains eight figures and three tables. Clients of Aite Group's Wholesale Banking & Payments service can download this report.