Boston, January 7, 2015 – Buyers and sellers interacting in a marketplace may be nothing new, but nascent crowdfunding, now considered an alternative asset class, is growing to co-exist with traditional banking and securities, and it's set to raise US$93 billion by 2025. Through new ideas and human connections, crowdfunding offers real opportunities for accredited investors (mostly) and institutions while helping underserved borrower and entrepreneurial markets get funds. Traditional lending and equity business channels are still skeptical of crowdfunding, however: How does it work, and how is it regulated?
Based on Aite Group interviews with crowdfunding market players, this report offers context for financial crowdfunding in the United States and United Kingdom and takes on the who, what, and how behind this growing industry and its regulations. It is the first in a two-report series on this topic.
This 41-page Impact Note contains 13 figures and seven tables. Clients of Aite Group's Institutional Securities & Investments, Wealth Management, Wholesale Banking & Payments, Retail Banking & Payments, or Life Insurance services can download this report.