David O'Connell

David O'Connell

Senior Analyst

Areas of Expertise: Commercial Lending, Customer Onboarding, Loan Processing, Return-on-Investment Analysis, Small-Business Lending, Stress Testing

David O’Connell is a senior analyst with Aite Group’s Wholesale Banking team, where his primary coverage area is lending. A former commercial lender of 14 years, Mr. O’Connell brings to his lending coverage extensive hands-on and granular knowledge of banks’ challenges in building businesses that lend safely, cost-effectively, and at scale. Broadly scoped, Mr. O’Connell’s coverage of lending encompasses the small-and-midsize-business market, commercial and industrial markets, automation’s benefits for scaling lending operations, fraud deterrence in lending, the application of business intelligence to lending, and Dodd-Frank Act stress-testing requirements. Skilled in performing economic analyses of both existing and pro forma technology deployments, Mr. O’Connell is also the author of Aite Group’s rapidly growing body of ROI-related capabilities, including customized ROI calculators, case studies, white papers, and sales force training.

Mr. O’Connell began his career in commercial lending, holding roles in underwriting and relationship management; he first specialized in large syndicated facilities and later focused on loans to technology companies. Prior to joining Aite Group, Mr. O’Connell covered the analytics and workforce management spaces and was the author of a large body of ROI-related content. He has spoken at user events for a variety of vendors. Mr. O’Connell has written or contributed to articles published at Time Magazine, the American Bankers Association, Dow Jones Newswires, and the Global Association of Risk Professionals

Mr. O’Connell holds a B.S. in Business Administration from Providence College and an M.B.A from Boston University.

Webinars

Tuesday, September 22, 2020 | 2 p.m. ET
Join Baker Hill vice president of product management Mike Horrocks and Aite Group senior analyst David O'Connell for a live webinar as they discuss ways to combat fraud in small business lending.
Wednesday, July 22, 2020 | 11 a.m. ET
“Management uses Alfabet for continuous course corrections. In it, they can look at all the strategic assets, the ones in which we have invested a lot of money and assess them across parameters such as usage, seats available, and uptime. With this you see if you’re getting to management’s target...

Analyst Views

April 21, 2020
So Paycheck Protection Program (PPP) round one is over, and what a storm it was. Some things went well, others went badly. These are worth considering somewhat closely. After all, there is at least another US$250 billion coming down the legislative pipeline. We are going to be at this for at least a few more weeks, maybe even a few months, if COVID-19 spikes in late fall, as did the Spanish flu...
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April 13, 2020
The challenge of getting all that Paycheck Protection Program (PPP) money out to businesses is the inverse of what’s going on with the pandemic itself. At the same time that the U.S. is trying to avoid a spike in demand for its healthcare infrastructure, it is actually invoking for its small-and-midsize-business (SMB) lending infrastructure a 100-year storm in lending demand. Unsurprisingly, the...
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