David Shipper

David Shipper

Senior Analyst

Areas of Expertise: Card Issuance, Card Products (Credit, Debit, and Prepaid), Consumer Payments

David Shipper is the senior research analyst in Aite Group’s Retail Banking & Payments practice focusing on debit, credit, and prepaid cards. Based in Phoenix, Arizona, Mr. Shipper brings to Aite Group more than 15 years of experience leading card and payment strategies for financial institutions in the U.S.

Prior to joining Aite Group, Mr. Shipper managed the debit card and mobile wallet initiatives at Bank of the West, where he led a variety of projects to improve the customer experience and card production timelines, reduce fraud write-offs, and increase overall debit card program profitability. Before that, Mr. Shipper was payments strategy manager for Landmark Bank in Columbia, Missouri, where he managed payment products and launched the bank’s first in-house consumer and commercial credit card business. He has also managed debit card and payroll card products for Regions Bank as well as consumer-direct loan products and retail marketing initiatives for BBVA. Additionally, Mr. Shipper has been an active member of multiple payment industry advisory groups, including the ABA Payment System Administrative Committee (PSAC), the FIS Retail Payments Card Advisory Council, and the Federal Reserve Faster Payments Task Force.

Mr. Shipper holds a degree in marketing and an MBA in Finance from Auburn University at Montgomery. When he’s not working or spending time with his family, Mr. Shipper enjoys developing a deeper understanding of both cryptocurrencies and hypnosis.


Thursday, January 14, 2021 | 11 a.m. ET
Join Aite Group research director David Albertazzi and his expert team for a live one-hour webinar as they identify the top 10 trends that will shape the retail banking and payments landscape around the globe in 2021 and beyond. Attend the webinar to: Learn how the retail banking and...
Tuesday, September 22, 2020 | 2 p.m. ET
A look at the new report from Aite Group on card modernization The concept of payment card modernization is recognized as a critical starting point in a financial institution’s journey to digitalization. A recent report from leading analyst firm Aite Group calls the dominance of digital-first...

Analyst Views

August 4, 2020
Someone who only looks at large tech organizations and challenger banks may believe it is simple to launch a digital-first card program. Unfortunately, at least for those managing a legacy card program, it can be more difficult to upgrade an existing program to become digital than it is to launch a new program. Still, legacy card issuers are backed into a corner and have no choice but to innovate...
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April 1, 2020
As COVID-19 fears spread, cardholders may choose to cancel a trip purchased with their credit card. Many airlines, car rental companies, event organizers, and hotels will be understanding, considering the current pandemic. However, cancellation and return policies are not consistent from one company to the next, and some companies may be hesitant to give up that revenue, since it is unclear when...
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